Starfish Project

Starfish Project @F-L-O-W

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The StarFish Project @F-L-O-W

the MyPALs StarFish Project

Donation: keyed to the "Perpetual Rice Sack" an endowment
for 10 years to a selected or random MyPAL.

Pre-pay: a
10-day vacation [can be used
anytime in the 10 year period], which if not used is sold for you each
year and then bought out after ten years.

Business Model

This model is based on the sales of
pre-paid vacation DAYS in the Philippines @F-L-O-W.

business model is designed to be a postmodern model of
for the 21st Century.

330 days available
30 days (oversold)
5 repair days unavailable
2000 Pesos Avg Rm Night ~$50 USD

Denominations for Purchase
$50 USD for 1 day, 2 pm to 11
Residency is your choice of available locations
day for each of the 10 years (10)
Proceeds build 9-39 sq
meter units [420 sq ft]
Bed & Breakfast Style
10% of
the people will visit
Most will sell their days
will donate!

If you don’t visit, we rent your days!

25% of each room night sent to you each year for ten

Pre-pay 1 day, don’t stay and we will send you
(50% x 25% x 2000) = 250 pesos ~$5 through PayPal 45 days
after your scheduled day?

Days can be any day but for
the purposes of cash distributions days are assigned January –
December, FIFO based on purchase order.

This equals
10% "Thank You" per year on your unused day.

The advantage
is also currency appreciation against the dollar for the php
over the next 10 years.

MyPALs own 50% of the income,
and management earns their fees after 25% occupancy.

The revenue model looks like this:

The first 25% of
sold nights:
Donations divided between MyPALs (50%) and
Purchasers (50%)

The second 25% of sold nights:
Donations divided between MyPALs (50%) and GRD, Inc. (50%)

Remaining % of sold nights:
Donations divided between
Diamonds (50%) and GRD, Inc New Construction Escrow (50%)

Example of 1 day:
Which is sold 100%
2000 average
rack rate (high/low average)
250 – Buyer if not used by
250 – GRD, Inc – Management
250 – GRD, Inc – New
250 – Diamond (until diamonds off)
1000 –

MyPALs receive minimum of 250 pesos a day for
their income and must pay their electric and water — cable
and Internet are provided by GRD, Inc.

Minimum monthly
Income = 7500

Management must pay minimum 500 pesos a
day if day unsold to public or used by guest.

3000 days in 3 phases

Escrow of 750k php per year per

Build escrow in the construction fund.

way this might work would be to begin construction only after
escrow requirements for the rolling year(?) are met?

This way cash flow needs are met 12 months in advance.

ABCs of a Simple Value Proposition:

-A "Philippine Visit
Day" 10 years (10)
-Buy (1) any number of "Visit" Days
-Cash For day not used, sell for $5
-Days can be saved,
traded or gifted
-End of 10 years, Day repurchased
-Finance disadvantaged mothers
-Get eternal satisfaction

-Help us help them get a hand up
-If you don’t use
your days in 10 yrs
-Just allow us to resell them for you

-Keeps your options open for 10 yrs
-Leave funds in
Php as $ goes down
-Maybe you, family; friends travel?
-Need some liquid funds in storage?
-Open market for
selling Php Days
-Put 10% of funds in rolling escrow
-Quick way to sell your "Days" online
-Risk is low, and
DAYS are liquid
-Strategic way to collaborate
important for Philippines
-Under "no" law is this an
-Virtuality makes enterprise possible
-Watch us build online from computer
-Xtra "DAYS" can be
-Your funds converted into pesos!
-Zap your
DAY right away… now.

Things to address:

swimming pool gets funded?
-how much money will they need?

-buyers = MyPAL Member Guests
-10% oversold = 30 days
-total days sold 360 5 repair days

Donate, Sell, Trade, Save DAYS


click the "DONATE" button and enter, in multiples of
$50, the
number of days you
want to donate to our perpetual rice program!  For
example, you want to donate 20 days, giving you a total of 200
days to use over the 10 years, you will enter $1,000.  At
the end of the 10 years your $1,000 will be returned to you,
based on the current php rate [which means it could be more
than $1,000 USD] and also you would have either donated $1,000
to a MyPAL over the 10 years to help her celebrate her
birthdays, or you would have received $1,000 over that perios
as our "Thank You" for helping us get the project off the

donation is recorded to the day you make it, and we look for a
MyPAL who has a birthday, or any of her children have
birthdays and the donation goes to them automatically OR
select a MyPAL to donate to from our list of MyPALs.

Here’s how it works, when your donated day (the day you
donate) comes up, the proceeds from that day in the assigned
unit are paid directly that day to the MyPAL to purchase a
sack of rice in PHP.

Simple, easy donation for 10
years to help a disadvantaged family for at "least" one day a
year, donate more and we will spread up to 12 days on the
anniversary date of your donation each month so the MyPAL
receives proceeds each month.

You can browse our
MyPALs here [note: under
and see whether or not they already have
donations. Since you become an automatic member of our MyPAL
Hosting Program, we allow you to contact the MyPAL to let them
know about your donation.

When you donate, you help
individual MyPALs directly!


You can
trade your days by sending a simple email to admin outlining
the days you want to trade with other MyPAL Guests.


You can also simply sell back your day after one
year for the purchase price, or sell your DAY on our MyPAL DAY
Exchange beginning April, 2015 for the going rate.


One of the reasons we created the MyPAL Guest
Program as a 10 year program is to offer you at anytime during
those 10 years (space available of course) the opportunity to
buy 10 prepaid days at one of our locations. Assuming Space
Available, you can bounce around to any of our MyPAL Hosted
locations for a great night or authentic Pilipino visit in the
homes of MyPALs in a Bed & Breakfast format. It’s your choice!

Current locations available:

Malate, Manila
Camotes Islands, Cebu
Danao City, Cebu
Dipolog, Mindanao

Coming in 2015-16:

Subic Bay

such a great price on a 10-day visit to
the Philippines?

It’s simple, we know that only 10%
will actually make the trip in any given year, and most —
lets face it — not at all; and it’s a great INSURANCE policy
if you do and remember, you will be able to sell your DAYS
most likely at a huge profit for those that do want to go to
the Philippines on our exchange starting April, 2015!!

We get the construction money without interest!!

risk for you. Even lower risk for us.

There are a
couple of scenarios that would make it tough on us because
assuming all of you sold your DAYS at the retail rate, it
would cost us about $10 a day in fixed costs, so your $50
would cost us $100, but we also will have the option to
participate in the exchange as well to buy back DAYS when we
need them.

The other scenario is if everyone came the
first year, which has minuscule probabilities because if
you’re going to the Philippines, you might as well take a
month and visit many parts of Asia, all of which are easily
located — most within 3 hours flying time from any of 3
strategically located international airports: Manila, Cebu,
and Clark.

Since the USA is about to be welcomed back
to the Philippines, DAYS will be popular with military family
members who want to visit friends and family while on leave
here in the Philippines.

Even if the worst scenarios
took place, we would still be able to operate our faculty at
break even at $5 per day and maintain our MyPAL Guest Program,
while paying the $5 per day cost to our MyPALs, and still only
paying the equivalent of 10% simple interest a year for the
money we use to construct the faculty, or the amortized total
amount of $100 over a 10 year period.

And when we became
that popular:

Our support activities such as restaurant
and room services, massage and tours would offset any
short-term cash flow challenges, which is why we are looking
ahead and escrowing one year in advance to cover such
contingencies, before beginning new construction and selling
additional DAYS.

Reimbursement to the founder/heirs
paid beginning April, 2022 for the amount invested to find the
startup and design, coach and manage the MYPAL System of 10
million pesos paid at 500,000 (~12,000 USD) pesos per year or
the awarding of equivalent DAYS for 20 years. Mike has
invested 40 million pesos as of April, 2014 supporting the
MyPAL System.

PS: To become part of the StarFish Project now,
take action on the DONATION button below.

To donate more than $50, please just enter multiples of $50 USD.


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